The Power of Direct Indexing: Personalization, Control, and Tax Efficiency (Ep. 143)

By Wealth Is In the Details | October 22, 2025

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Investors often look for ways to balance cost, performance, and control, but what if there were a method that let you own the actual stocks behind an index and tailor them to your needs?

Technology has made that possible through direct indexing, a strategy that’s reshaping how investors think about diversification and tax management.

In this episode, Peter Raskin explains how direct indexing works, who can benefit from it, and why it’s becoming an increasingly popular option for investors who want more flexibility, personalization, and tax efficiency in their portfolios. He also compares it to ETFs and mutual funds and shares how his firm integrates this strategy into comprehensive financial planning.

Key Takeaways:

The difference between buying individual stocks, mutual funds, ETFs, and using direct indexing
How direct indexing allows investors to own actual stocks that replicate an index while offering more control
The tax advantages of direct indexing through strategic tax-loss harvesting
How technology has made personalization possible by letting investors include or exclude specific sectors or companies
When direct indexing fits best within a comprehensive financial plan alongside other investment vehicles
And more!

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This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Securities and investment advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. Osaic Wealth is separately owned, and other entities and/or marketing names, products, or services referenced here are independent of Osaic Wealth.

Osaic Wealth, Inc. and its representatives do not offer tax or legal advice. Individuals should consult their tax or legal professionals regarding their specific circumstances.