Category Archives: Retirement

FEATURE

Navigating Long Term Care with Natasha Heimrath (Ep.87)



Many people don’t like to discuss the need for long-term care for their loved ones. However, it is vital to have open communication with your family about your wants and needs before decisions need to be made.

In this episode of Wealth Is In The Details, Peter Raskin chats with Natasha Heimrath,  executive director at Concord Park Senior Living*. She discusses the options of long term care available for seniors as they walk through life and what makes the community at Concord Park so unique.

Natasha discusses:

  • The forms of long-term care
  • Why long-term care is triggered after a change in health
  • The financial considerations for long-term care facilities
  • What you can expect from the community at Concord Park Senior Living
  • And more

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. 

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

*Not affiliated with Lincoln Financial Advisors.  

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FEATURE

Your Frequently Asked Questions Answered, Part 2 (Ep.86)



Everyone has questions about finance, whether they want to know when to take Social Security or compare renting to buying.

In this episode, Peter Raskin continues answering questions he gets asked as a financial advisor, sharing his knowledge and experience on topics everyone wants to know.

Peter discusses:

  • Why clients should invest now
  • When to take out money from retirement funds and Social Security
  • The benefits of buying outright versus renting or leasing products
  • How to increase investment returns by waiting on paying off mortgages
  • And more

Resources:

Connect with Peter: 

Schedule Time with Peter

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

 


FEATURE

Being Good Stewards of Physical Health with Leslie Jackson



The past couple episodes have focused on stewardship of our faith, finances and the environment. What about our physical health?

Without good physical health, being good stewards of the above is a moot point. 

In this episode, Peter Raskin talks with Leslie Jackson*, a registered dietitian nutritionist. She discusses the importance of people having a healthy relationship with food and their body. Along with how the diet industry operates like a hamster wheel. 

Leslie discusses:

  • Her definition of good health
  • Why weight centered health is misleading
  • The biggest challenges in health and wellness
  • The issues of children dieting at a young age
  • And more

Connect with Leslie Jackson: 

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

*Not affiliated with Lincoln Financial Advisors.  


FEATURE

A Conversation About Residential Solar Energy With George Wood (Ep.84)



There is a profound awakening amongst many of us that we need to be stewards of our physical world and we need to protect our environment for the next generation.

In this episode, Peter Raskin talks with George Wood, renewable energy consultant at Oak Point Energy Associates, LLC. He discusses why you should consider adding a solar energy system to your home and the incentives to add it now rather than later. 

George discusses:

  • The basics to look at when considering solar for your house
  • The financial and economic incentives to installing solar
  • Why you should hit the brakes if you get offered a no-cost solar system
  • The concept of adding battery storage as part of the solar installation
  • And more

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About George Wood: 

George is a consultant to renewable energy generation owners and developers, retail energy suppliers, microgrid developers and financial players in the energy markets. He has worked directly in support of over 3,000 MWs of OPERATING renewable generation including on & off-shore wind, solar, landfill gas, tidal and hydro facilities.

George also provides deal structuring and origination services to select clients.

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives  of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.






Your Frequently Asked Questions Answered, Part 1 (Ep.83)



Time and time again, you might have thought about questions you want answered about your financial plan, changes to your portfolio and so much more.

In this episode, Peter Raskin answers some of the frequently asked questions he gets asked as a financial advisor.

Peter discusses:

  • If you should make changes to your portfolio given the changes in the market
  • How inflation affects your financial plan and why it’s important to regularly update your plan to reflect inflation
  • Whether or not bonds are a safe investment
  • How to decide what to do with money on the sidelines to make it work for your individual goals
  • And more

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities are offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services are offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance is offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives  of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

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FEATURE

Challenges Can Bring Tasteful Opportunities With Pete Minich (Ep.82)



As a business owner, the pandemic might have caused a number of sleepless nights. But on the positive side, it has allowed you to critically think about how you are operating your business to serve your customers.

In this episode, Peter Raskin talks with Pete Minich*, owner of Fresh City Kitchen. Pete explains how the pandemic changed his business operations to meet the changing demand and needs of his clients. He also shares some of the lessons he has learned during his ownership career.

Pete discusses:

  • How COVID has impacted his business in the food service industry
  • The demand for catering services
  • How the government relief programs affected his business operations
  • How his business management philosophy has changed
  • And more

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About Our Guest:

Pete has a wide range of experience in both developing and growing new restaurant concepts, and re-tooling and refreshing existing brands. Before coming to Fresh City Kitchen he owned CPMLogistics which provided outsourced purchasing services to multi-unit restaurant companies.

A graduate of the Culinary Institute of America, Pete has worked for some of the major players in the New England and Boston restaurant business. Holding the positions of Director of Culinary Operations for John Harvard’s Brewhouse and Vinny Testa’s he executed rapid brand development and expansion. As Logistics Director for Todd English Enterprises in the early 2000s, Pete oversaw the opening of multiple concepts under the TE brand as well as coordinating a return to profitability of Todd’s existing portfolio.

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities are offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services are offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance is offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

*Not affiliated with Lincoln Financial Advisors. 


FEATURE

Stewardship In The Church With Rev. Jolie Olivetti (Ep.81)



What is stewardship and why is it important for our families and communities? 

In this episode, Peter Raskin speaks with Rev. Jolie Olivetti from the Unitarian Church of Sharon. They discuss how stewardship is a core belief and value for many.

Jolie discusses:

  • What it means to be a steward of your community and your family
  • Her path to the ministry
  • How stewardship is an important principal at the Unitarian Church of Sharon and with other faith organizations
  • And more

Resources:

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About Our Guest:

Jolie grew up in Arlington, Virginia. As a kid, she learned to think deeply and sing loudly. She attended Boston University for undergrad with a major in Environmental Studies. Julie followed by working in environmental education. She also  worked at an urban farm based at a homeless shelter in Dorchester. It was there that Julie began to feel called to the Unitarian Universalist ministry.

Jolie attended Boston University School of Theology and received her Master of Divinity in 2016. After graduation she worked as a ministerial intern, Youth Ministry Coordinator and  Chaplain Resident. In 2019 she became minister of the Unitarian Church of Sharon. 

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities are offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services are offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance is offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your circumstances.

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FEATURE

Investment Losses With Peter Raskin (Ep.80)



April and May 2022 have been two months to forget for investors, with the market being as volatile as ever, and with losses as high as ever. The job of financial planners has become more challenging. 

What is the best way for financial planners to coach their clients on how to best handle the market changes?

In this episode, Peter Raskin discusses the challenges taking place in the current market. He also provides tips and tricks on how to potentially stay ahead of the challenges.

Peter discusses:

  • His 5 core beliefs 
  • 4 questions that he reviews with his clients
  • The difference between fixed income and discretionary income
  • The importance of contingency planning
  • And more

Connect with Peter: 

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


FEATURE

The Good and Bad News of Realized Capital Gains (Ep. 79)



Investors see capital gains as both good and bad news for their investment portfolio. 

The good took place in 2021 when investors saw increased capital on their investments. The bad took place in the form of increased tax payments. 

What is the best way for investors to maneuver between these two extremes? 

In this episode, Peter Raskin discusses both the good and bad about realized capital gains. He also provides tips on how to maneuver around capital gains and taxes so more money stays in your pocket. 

Peter discusses:

  • Why all stocks don’t experience the same level of capital gain 
  • The importance of global diversification with your portfolio 
  • The importance of being tax aware regarding stocks and bonds
  • How risk management is crucial to your investment strategy 
  • And more!

Connect with Peter: 

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


FEATURE

Protect Yourself Against Cyber Crime and Identity Theft (Ep. 78)



The saying “prevention is better than the cure” is typically reserved when discussing physical health.  

What if we said the same phrase can be applied to cyber crime and identity theft as well?

In this episode, Peter Raskin discusses steps that you can take to reduce your chances of identity theft or a cyber crime attack. Most hackers don’t want to work that hard, so it’s important to take protective measures to reduce your risk of a cyber attack or identity theft.

Peter discusses:

  • The three ways to reduce your risk online
  • The importance of signing up for e-delivery of all financial documents
  • Why children and seniors tend to be more susceptible to identity theft and cyber crime
  • Why he coaches his staff not send funds via email without in-person meeting first
  • How to protect your computer from fraud and cyber threats 
  • And more!

Connect with Peter: 

Schedule Time with Peter

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.