Tag: Financial Planning

FEATURE
The Raskin Planning Group Team (Ep. 95)

The Raskin Planning Group Team (Ep. 95)

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By now, we all know about Peter Raskin and the phenomenal guests we’ve had on the show so far, but who is on the rest of the team at Raskin Planning Group?

In this episode, Peter Raskin introduces several of his colleagues at the Raskin Planning Group. Alex LaCroce, Kathryn Broy, Nathanael Lukens, and Ellen Reynoldson tell the listeners about themselves and what they do. 

Peter and his colleagues discuss:

  • What each of them do at Raskin Planning Group
  • Their thoughts on how 2022 went for them
  • What new experiences came to fruition in 2022
  • What their resolutions are for 2023

Resources:

Connect With Alexander LaCroce:

Connect With Kathryn Broy:

Connect With Nathanael Lukens:

Connect With Ellen Reynoldson:

Connect With Peter Raskin: 

Schedule Time with Peter:

CRN-5446557-020223

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

FEATURE
5 Financial Areas To Consider When Year End Planning (Ep.88)

5 Financial Areas To Consider When Year End Planning (Ep.88)

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The last quarter of the year is approaching, and you don’t want to be rushing around at the last minute trying to finish your year end planning.

In this episode, Peter Raskin covers five financial areas to consider when year end planning. He will provide some easy pickings of questions he asks his clients to get them thinking about planning for the rest of the year.

Peter discusses:

  • How to approach the last quarters planning
  • What you should be thinking about when it comes to your assets
  • Thinking of marginal tax brackets as someone climbing a ladder
  • Cash flow issues to consider when year end planning
  • Insurance planning issues to consider for year end
  • And more

Connect with Peter: 

Schedule Time with Peter:

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

CRN-4967649-092622

FEATURE
Your Frequently Asked Questions Answered, Part 2 (Ep.86)

Your Frequently Asked Questions Answered, Part 2 (Ep.86)

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Everyone has questions about finance, whether they want to know when to take Social Security or compare renting to buying.

In this episode, Peter Raskin continues answering questions he gets asked as a financial advisor, sharing his knowledge and experience on topics everyone wants to know.

Peter discusses:

  • Why clients should invest now
  • When to take out money from retirement funds and Social Security
  • The benefits of buying outright versus renting or leasing products
  • How to increase investment returns by waiting on paying off mortgages
  • And more

Resources:

Connect with Peter: 

Schedule Time with Peter

CRN-4903295-081522

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

 

FEATURE
71. Cash Is King

71. Cash Is King

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Storing money under your mattress may give you easy access to those funds, but it is also a far less secure saving strategy. Depositing your cash in the bank gives you access and security.

In this episode, Peter Raskin discusses the importance of liquidity and cash within your financial plan. He reveals how your cash is protected while in the bank and why you should maintain easily accessible assets in case of emergency. Peter shares options for saving your liquid assets, why you should consider avoiding risky investments despite their growth and the long term benefits of certain liquid assets.

Peter discusses:

  • How FDIC protects your cash
  • Which types of accounts and investments are considered liquid assets
  • Why you should not necessarily risk your assets for increased growth
  • The long-term impact of liquid assets
  • And more!

Connect with Peter: 

CRN-3931633-112321

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

 

FEATURE
70. Descending The Mountain Of Retirement

70. Descending The Mountain Of Retirement

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When creating your retirement plan, the income you set aside needs to last throughout your entire retirement. The most important step of your plan is protecting what you put aside.

In this episode, Peter Raskin discusses the importance of protecting your income during retirement. He reveals the importance of considering longevity, inflation and sequence of return risk when investing or retirement and how each impacts your retirement income.

Peter discusses:

  • What to consider when determining how long your retirement plan should last
  •  The impact of inflation on your retirement income
  • The potential risk on your investments and how to avoid loss
  • The three sources of protected income
  • And more!

Connect with Peter: 

CRN-3896757-110221

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

 

FEATURE
68. Five Reasons To Have A Long Term Contingency Plan

68. Five Reasons To Have A Long Term Contingency Plan

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Do you have a plan in place for long-term care in case you reach a point in life where you can no longer care for yourself?

In this episode, Peter Raskin discusses five reasons to include a long-term contingency plan in your overall retirement plan. Peter reveals the questions you should ask yourself and your loved ones about your wants and needs when selecting the best option for you and your family.

Peter discusses:

  • The importance of having the difficult discussions with loved ones when creating your retirement plan
  • The overall costs of long-term care
  • The physical and emotional toll long-term care can take on your loved ones
  • The questions you should ask your family, your advisor and yourself when creating your retirement plan
  • And more!

Connect with Peter: 

CRN-3765964-091521

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

FEATURE
67. The First Step To The American Dream

67. The First Step To The American Dream

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The American dream can be easily imagined, with a loving partner, children and the perfect home. Have you considered including your child’s first step towards the American dream in your financial plan? 

In this episode, Peter Raskin discusses the steps for children buying their first home and the role of the parents during this process. He shares personal anecdotes from both his children and his clients, and provides insight into various options for helping your children finance their first property.

Peter discusses:

  • The importance of having an open discussion with your children
  • Questions you should ask yourself when creating your financial plan
  • How gifting works financially, even to your children
  • And more!

Connect with Peter: 

CRN-3741212-083121

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

FEATURE
65. Concierge Care 24/7 365 with Dr. Ned Legare

65. Concierge Care 24/7 365 with Dr. Ned Legare

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Having a financial planner on call provides peace of mind for your money. How can you provide that same peace of mind for your health?

In this episode, Peter Raskin is joined by Dr. Ned Legare, MD, FACP, to discuss his approach to wellness. Ned shares how the shift to concierge care benefits his patients, in terms of cost and time.

Peter and Ned discuss:

  • Why he shifted from internal medicine practice to concierge care doctor
  • The cost difference between concierge care and care providers
  • How the healthcare system evolved to include the concierge care model
  • The strengths and weaknesses of the business
  • And more!

Connect with Ned:

Connect with Peter: 

CRN-3696259-073021

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
63. The Monte Carlo Of Financial Planning

63. The Monte Carlo Of Financial Planning

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Creating a financial plan for retirement requires answers to what the future will bring. While we can’t predict what’s to come with one hundred percent accuracy, we can create adjustments during life’s journey to make an educated gamble.

In this episode, Peter Raskin discusses different factors to consider when creating your financial plan. Peter discusses an analytical tool used at Raskin Planning Group called the Monte Carlo simulation and how it could benefit your financial planning today and updates to future plans.

Peter discusses:

  • What the Monte Carlo simulation is
  • How the Raskin Planning Group leverages the Monte Carlo simulation to analyze and make adjustments to your optimal financial plan
  • The role of insurance when planning for uncertainty
  • The various ways that Monte Carlo simulation may impact your future planning adjustments
  • And more!

Connect with Peter: 

CRN-3655981-070121

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
61. The Five Biggest Financial Planning Mistakes Made During the Pandemic

61. The Five Biggest Financial Planning Mistakes Made During the Pandemic

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As we begin to reopen, what have we learned about our financial plan during the pandemic? How will it mold our actions during the next crisis?

In this episode, Peter Raskin discusses the five biggest financial planning mistakes people made during the pandemic. He looks back at the lessons we all learned and how to be better prepared for this type of event in the future. 

You will learn:

  • The five mistakes people made during the pandemic when it came to financial planning
  • How investments made out of emotion can create uncertainty
  • What factors you absolutely need to consider when creating a financial plan
  • The importance of updating your financial plan on a regular basis
  • And more!

Connect with Peter Raskin: 

CRN-3646499-062421

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.