Tag Archives: Investments

Your Frequently Asked Questions Answered, Part 1 (Ep.83)



Time and time again, you might have thought about questions you want answered about your financial plan, changes to your portfolio and so much more.

In this episode, Peter Raskin answers some of the frequently asked questions he gets asked as a financial advisor.

Peter discusses:

  • If you should make changes to your portfolio given the changes in the market
  • How inflation affects your financial plan and why it’s important to regularly update your plan to reflect inflation
  • Whether or not bonds are a safe investment
  • How to decide what to do with money on the sidelines to make it work for your individual goals
  • And more

Connect with Peter: 

Schedule Time with Peter:

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities are offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services are offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance is offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives  of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

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FEATURE

Investment Losses With Peter Raskin (Ep.80)



April and May 2022 have been two months to forget for investors, with the market being as volatile as ever, and with losses as high as ever. The job of financial planners has become more challenging. 

What is the best way for financial planners to coach their clients on how to best handle the market changes?

In this episode, Peter Raskin discusses the challenges taking place in the current market. He also provides tips and tricks on how to potentially stay ahead of the challenges.

Peter discusses:

  • His 5 core beliefs 
  • 4 questions that he reviews with his clients
  • The difference between fixed income and discretionary income
  • The importance of contingency planning
  • And more

Connect with Peter: 

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


FEATURE

71. Cash Is King



Storing money under your mattress may give you easy access to those funds, but it is also a far less secure saving strategy. Depositing your cash in the bank gives you access and security.

In this episode, Peter Raskin discusses the importance of liquidity and cash within your financial plan. He reveals how your cash is protected while in the bank and why you should maintain easily accessible assets in case of emergency. Peter shares options for saving your liquid assets, why you should consider avoiding risky investments despite their growth and the long term benefits of certain liquid assets.

Peter discusses:

  • How FDIC protects your cash
  • Which types of accounts and investments are considered liquid assets
  • Why you should not necessarily risk your assets for increased growth
  • The long-term impact of liquid assets
  • And more!

Connect with Peter: 

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

 


FEATURE

64. The Reliable Bonds Of Your Portfolio with Stan Sattler



The media always talks about how you should invest and why you should avoid high interest bonds. But what is the real truth about bonds?

In this episode, Peter Raskin is joined by Stan Sattler, vice president of Belle Haven Investments. Stan discusses what bonds are, how they work within your portfolio and the potential risks and rewards for investing in bonds.

Stan discusses:

  • The role of bonds within your portfolio
  • Why higher interest rates in your bonds can be beneficial
  • The importance of choosing the right type of bonds for your goals
  • And more

Connect with Peter: 

Connect with Stan: 

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


FEATURE

60. Planning Today For The Needs Of The Future – with Abe Shtulsaft



Good financial planning takes into account all possibilities, even the possibilities that you don’t want to consider.

In this episode, Peter Raskin is joined by Abe Shtulsaft, director of planning at Lincoln Financial Advisors. Peter and Abe discuss special needs and disability planning and the potential planning struggles faced by families in these situations.

Abe discusses:

  • The definition of special needs and disabilities planning and why it’s important to plan 
  • The necessity of including the entire family in the planning process
  • The financial challenges families with special needs individuals face
  • How children with special needs can experience independence
  • And more!

Discover the struggles of planning financially for those with current and future special needs and disabilities with Abe Shtulsaft!

Resources:

Raskin Planning Group: (617) 728-7433 | Peter Raskin | Lincoln Financial Advisor

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


FEATURE

59. Investment Gains, Losses And The Taxes Between



Not everyone enjoys tax planning, but it’s important to remember that the benefits earned through preparedness are enjoyable for all.

In this episode, Peter Raskin discusses the role of taxes within financial planning. He discusses the different types of investments, how each is taxed and the role they play in your overall portfolio.

You will learn:

  • The difference between tax-deferred and tax-free
  • The three income attributes of any type of investments
  • Why you might sell a stock at a loss—and the potential advantages of doing so
  • How mutual funds work and how they’re taxed
  • And more!

Discover how taxes could provide benefits for gains and losses in this episode of Wealth Is In The Details Podcast!

Resources:

Raskin Planning Group: (617) 728-7433 | Peter Raskin |

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


Episode 56 – Invest In Yourself, And Hire a Coach – With Guest Kevin Poland



The Renaissance Group provides advice and guidance to businesses that are ready to build a great business and live a great life. 

In this episode, Peter Raskin sits down with his former business coach, Kevin Poland from The Renaissance Group. Today, Kevin addresses his organization’s coaching and consulting model designed to help you develop the mindset, strategies, and skills you need to achieve your entrepreneurial dream.

In this episode, you will learn:

  • Leadership and management skills: The Renaissance Group’s consulting and coaching approach for small businesses 
  • Time, money, and people: What firm problems can professionals like Kevin solve 
  • How Kevin got into the coaching business 
  • Success stories: How Kevin and his team at The Renaissance Group have helped organizations build great businesses
  • When is time to hire a coach: Kevin’s advice 
  • And more!

Listen today to find out everything you need to know about the process of business coaching with The Renaissance Group!

Resources:  Raskin Planning Group  | (617) 728-7433 |  Peter Raskin  | The Renaissance Group  | Kevin Poland | Book: The E-Myth Revisited 

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


Episode 55: The Difference Between “Live On” and “Leave On” Assets



Most of you have been working for a long time, and as a result, have become good savers. 

However, at some point in life, you will retire, rely upon the wealth you built, and eventually pass down everything you have to someone or something you care about.  

While preparing your assets to be passed on, it’s critical to consider which will be “live on” assets, and which will become “leave on.” Find out how to do this in this episode, as Peter Raskin helps you understand the difference between these types of assets and the planning-related factors you must consider with each. 

In this episode, you will learn:

  • Tax considerations associated with retirement-related “live on” assets  
  • Why and how to protect “live on” assets 
  • Why life insurance can be a helpful vehicle when leaving wealth to your beneficiaries or heirs 
  • Updating estate planning documents and wills as part your legacy planning process
  • And more!

Tune in today and find out how taxes and planning differ depending on the assets you’ll be transferring! 

Resources: Raskin Planning Group | Podcasts | Resources | Peter Raskin 

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


FEATURE

Episode 49 – A Deep Dive into Employee Stock Ownership Plans (ESOP) – With Guest Richard Glassman



An Employee Stock Ownership Plan, also known as ESOP, is the most common form of employee ownership in the United States.

In this episode, Peter Raskin is joined by Rich Glassman, a partner at ESOP Plus. Rich discusses the different implications of ESOPs while explaining how these plans are a “win-win game” for business owners and their employees. 

In this episode, you will learn:

  • What an ESOP is and how it works
  • Why business owners should consider ESOPs, and how it relates to their readiness to exit their business 
  • The role of taxes when it comes to ESOPs
  • How clients can walked away with significant retirement accounts thanks to ESOPs
  • And more!

Tune in to learn the benefits of ESOPs for business owners and their employees!

Resources: Raskin Planning Group  | Peter Raskin | ESOP Plus | (860) 916-3287 (Richard Glassman)

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


FEATURE

Episode 48 – Health Insurance For Small Businesses – With Guest Patrick Mccullom



Health insurance and coverage is absolutely vital in American society. But it affects individuals and business owners at different levels, and it can be tricky to maneuver.

In this episode, Peter Raskin is joined by Balanced Benefits Group president and owner Patrick Mccullom to discuss the cost of healthcare coverage for small businesses across the country, and how this is often a burden for both employers and employees. 

In this episode, you will learn:

  • How legislation and prescription medication influence health insurance costs
  • Pros and cons of employers offering health insurance to their employees 
  • The difference between HSA, HRA, and FSA accounts
  • The importance of a broker’s “neutral voice” when making carrier changes  
  • And more!

Tune in as Patrick Mccollum discusses all things health insurance for small businesses! 

Resources: Raskin Planning Group  | Patrick Mccullom

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Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.