Tag: Peter Raskin
Year-End Reflections & Personal Stories From the Raskin Planning Group Team (Ep. 112)

Year-End Reflections & Personal Stories From the Raskin Planning Group Team (Ep. 112)

By |

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | Email | TuneIn | RSS | More

One of the goals of this podcast is to help listeners get to know our team better.

As days grow shorter and holiday lights fill the darkness, it’s the perfect time to hear from the Raskin Planning Group team and reflect on the past 12 months!

Join Peter Raskin as he interviews his colleagues Alex LaCroce, Kathryn Broy, and Tony Araujo about their 2023 highlights. Tune in and get to know our team beyond their professional lives, including their goals, values, and passions.

They discuss:

  • Alex’s artistic side and his love for Taekwondo and learning new languages
  • Tony’s experience as our newest member and his upcoming 50th birthday plans
  • Kathryn’s journey of continued education and exciting travel plans for 2024
  • How each of them dealt with their biggest challenges last year
  • Hypothetically, if they had $100,000 to give to their favorite charities, what causes they would support

Resources:

 

Connect With Alexander LaCroce:

Connect With Kathryn Broy:

Connect with Peter: 

Schedule Time with Peter

 

CRN-6174704-122023

 

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
Mastering Year-Round Tax Planning: Strategies for a Financially Savvy Year-End (Ep. 111)

Mastering Year-Round Tax Planning: Strategies for a Financially Savvy Year-End (Ep. 111)

By |

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | Email | TuneIn | RSS | More

The clock is ticking, days are getting shorter and cooler, and it is hard to believe that Thanksgiving and Christmas are just around the corner. But from a financial perspective, we have less than two months to do tax planning, so what should you be thinking about?

In this episode, Peter Raskin discusses the importance of year-round tax planning. He highlights five key considerations: understanding one’s tax bracket, Roth conversions, charitable giving, gifting strategies, and realizing capital gains and losses. Peter emphasizes the benefits of Roth IRAs and the impact of charitable gifts on communities. He also explains the tax implications of holding mutual funds and the strategy of realizing capital gains and losses.

Peter discusses:

  • Why tax planning should be done year-round, not just at year-end
  • Five tax planning considerations that are impactful over a longer period
  • Tax bracket planning and understanding marginal tax brackets
  • The importance of working with a tax advisor throughout the tax planning process
  • Advantages of Roth conversions and avoiding higher tax brackets
  • The tax advantages of charitable giving and gifting
  • Realizing capital gains and losses throughout the year as a tax strategy

Resources

Connect with Peter: 

Schedule Time with Peter

CRN-6107626-111723

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

FEATURE
The Similarities Between Traveling and Financial Planning (Ep. 110)

The Similarities Between Traveling and Financial Planning (Ep. 110)

By |

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | Email | TuneIn | RSS | More

One of the most important aspects of achieving our financial goals is having a clear vision of what you want to accomplish. And just like a travel journey, without a clear goal, it is easy to get distracted, lose motivation, and make poor decisions.

However, setting a goal is not enough. You also need to have a plan that outlines the steps you need to take, the resources you need to use, and the challenges you need to overcome. 

In this episode, Peter Raskin uses traveling as a metaphor for goal setting and financial planning. He emphasizes the importance of setting clear financial goals and developing unique strategies for each goal. Additionally, he explains the importance of diversifying investments across different sectors to manage market risk and the role of a financial planner when navigating the financial journey.

Peter discusses:

  • Why different financial goals require different investment strategies 
  • How 30% of the market value of the S&P 500 is invested in just ten mega tech stocks, emphasizing the importance of diversification
  • The concept of meaningful diversification
  • The importance of risk management and reasonable expectations in achieving long-term financial goals
  • The role of a financial planner as a coach, emphasizing the importance of enjoying the journey, making necessary adjustments, and building confidence
  • And more!

Connect with Peter: 

Schedule Time with Peter:

 

CRN-6052775-102623

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

FEATURE
The Rise And Fall Of Inflation (Ep. 109) 

The Rise And Fall Of Inflation (Ep. 109) 

By |

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | Email | TuneIn | RSS | More

Feel like you’re always paying more?

In this insightful episode, Peter Raskin explains inflation, examining its recent rise and breaking down its impacts on society. He challenges the common belief that inflation affects everyone the same way, shedding light on its distinct impacts across various income levels.

In this episode, Peter dives into:

  • Strategies for using inflation insights in investment decisions
  • The role of the Federal Reserve in managing inflation through policy
  • Unique challenges faced by lower-income consumers due to inflation
  • The diminishing purchasing power and what it means for individuals
  • The relationship between inflation, debt service costs, and the influence on various assets and investments
  • And more!

Resources:

Connect with Peter: 

Schedule Time with Peter:

 

CRN-5999587-100423

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

FEATURE
How to Choose the Right Retirement Plan for Your Business (Ep. 107)

How to Choose the Right Retirement Plan for Your Business (Ep. 107)

By |

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | Email | TuneIn | RSS | More

Think a retirement plan is just another checkbox?

Think again.

In this episode, Peter Raskin gives us a deep dive into retirement plan options that fit businesses of all sizes. From 401(k) plans with profit-sharing to traditional 401(k)s and SIMPLE IRAs, Peter explains how flexibility and customization are key to achieving both business and employee objectives.

Throughout the episode, Peter covers:

  • The critical importance of aligning retirement plans with unique business objectives
  • How the rise of automatic features like enrollment and escalation are powerful tools to enhance employee participation
  • Why flexibility is key when tailoring your retirement plan options to suit the financial capabilities and objectives
  • The pros and cons of each type of retirement plan, especially considering administrative costs and employee matching features
  • And more!

Resources:

Connect with Peter: 

Schedule Time with Peter:

CRN-5935090-090723

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

FEATURE
From Working Boots to Business Suits with Larry DiCara (Ep. 106)

From Working Boots to Business Suits with Larry DiCara (Ep. 106)

By |

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | Email | TuneIn | RSS | More

How has Boston’s transformation from a hub of blue-collar workers to a hotspot for white-collar specialists impacted its people, identity, and economic dynamics?

In this episode, Peter Raskin chats with Larry DiCara, a seasoned real estate lawyer and former Boston city councilor, about the profound shifts Boston has experienced over the years.

During their discussion, Larry shares:

  • Boston’s journey from a post-war blue-collar city to its present-day white-collar dominance
  • The noticeable demographic shifts, including reductions in household sizes and school-aged children
  • The change in primary employers from traditional big banks and insurance firms to universities and hospitals
  • The evolving identity of neighborhoods, illustrated by the decline of iconic institutions such as Catholic churches and schools
  • Challenges facing the city’s infrastructure, from an aging subway system to a notable lack of functional swimming pools
  • And more!

Resources

Connect with Larry DiCara:

Connect with Peter: 

Schedule Time with Peter:

About Larry DiCara:

Larry DiCara is among Boston’s most recognized civic leaders in addition to serving as a consultant, lobbyist, and trained mediator. ​ A frequent speaker at colleges, universities and other venues, as well as a regular go-to source in Boston media, Larry has taught at Harvard, Boston University and the University of Massachusetts. ​ Larry has practiced real estate and administrative law and has been intimately involved with the development process in and around Boston for more than 40 years.

CRN-5901609-082323

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

FEATURE
Boys Town: A History of Hope and Healing for Troubled Youth with Aric Johnson (Ep. 105)

Boys Town: A History of Hope and Healing for Troubled Youth with Aric Johnson (Ep. 105)

By |

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | Email | TuneIn | RSS | More

Family plays a pivotal role in shaping young lives, extending a guiding hand that leads troubled youth towards a brighter future. Not every child has access to a supportive family and unconditional love, but every child deserves it. Boys Town’s mission is to give troubled youth the opportunity to get the right kind of care, at the right time, in the right way.

In this episode, Peter Raskin dedicates a heartfelt send-off to his co-host, Aric Johnson, who will be returning with his wife to Boys Town. It marks Aric’s final episode, where we learn more about his and his wife’s mission in Boys Town, a charitable organization founded by Father Flanagan in 1917. Aric explains the purpose of Boys Town and how it provides guidance and support to children in need. He highlights the family-style environment fostered at Boys Town and emphasizes the significance of defining family in diverse and meaningful ways. Peter and Aric delve into the importance of giving back and helping others, a theme that resonates throughout their discussion.

Peter and Aric discuss:

  • Aric’s journey and involvement with at-risk youth
  • The history and mission of Boys Town
  • Boys Town’s role in providing a safe and nurturing environment for children
  • Creating a family-style environment at Boys Town
  • The significance of defining family in different ways
  • And more

Resources:

Connect with Aric Johnson:

Connect with Peter: 

Schedule Time with Peter:

CRN-5866252-080823

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

FEATURE
How The Opportunity Zone Legislation Can Help Maximize Tax Benefits with Nino Balduzzi (Ep. 104)

How The Opportunity Zone Legislation Can Help Maximize Tax Benefits with Nino Balduzzi (Ep. 104)

By |

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | Email | TuneIn | RSS | More

How can the opportunity zone legislation help you maximize your tax benefits? Investors can defer capital gains with opportunity zones.

In this episode, Peter Raskin speaks with Nino Balduzzi of Griffin Capital about the Opportunity Zone legislation, an investment strategy that incentivizes real estate development in specific census tracks across the country by allowing investors to defer capital gains and potentially receive tax-free appreciation on investments. Nino explains that the legislation designates certain census tracks as Opportunity Zones, aimed at driving economic development in low-income communities. He discusses the benefits of the legislation, including deferral of capital gains and tax-free appreciation on investments held for ten years or more. They also discuss the different phases and timelines involved in investing in qualified opportunity zone funds.

Nino discusses:

  • His role at Griffin Capital
  • Who can benefit from this tax strategy
  • What an opportunity fund is, how this one was developed, and its advantages
  • What kind of properties are being developed
  • What an opportunity zone is for these real estate developments
  • The timeline of the different phases of investing in one of these properties
  • How long investors have to invest in these qualified opportunity zone funds

Connect with Nino Balduzzi:

Connect with Peter: 

Schedule Time with Peter:

CRN-5850667-080123

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

FEATURE
A 7-Step Checklist for Your Journey Into Retirement (Ep. 103)

A 7-Step Checklist for Your Journey Into Retirement (Ep. 103)

By |

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | Email | TuneIn | RSS | More

Planning for retirement is a lot like planning for travel. You need a moldable checklist of decisions that need to be made from a big-picture perspective.

In this episode, Peter Raskin shares a 7-step checklist for retirees. He covers important aspects such as expenses, income sources, protection, taxes, portfolio risk, distribution flexibility, and legacy planning, and ties them together to show how interrelated they are.

Peter discusses:

  • Budgeting for your wants and needs during retirement
  • The different sources of income available during retirement
  • How to protect your finances in retirement and manage your investment risk
  • Why taxes matter and how they can make a big difference over a long period of time
  • Why it’s important to have flexible distribution options
  • How important legacy planning is

Resources:

Connect with Peter: 

Schedule Time with Peter:

CRN-5804931-071223

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.