Tag Archives: Weatlth Management

Episode 28 – Trust Is About Certainty and Love — With Dean Mioli



“Trust” is defined as having a reliance on the integrity, ability, and surety of a person or a thing. In short, trust equals certainty. 

With estate planning, anyone who sets up a trust does so because they want to feel certain about a future outcome. 

In this episode, Peter Raskin is joined by Dean Mioli, director of investment planning at SEI Private Trust Company, to unpack the numerous benefits of establishing a trust. This is a conversation that answers basic questions about trusts and dives into more complex matters about leaving assets to children, tax planning, and making the process easier for your trustee. 

In this episode, you will learn:

  • What the purpose of a trust is and how it’s structured
  • Nonfinancial reasons for having a trust
  • What to consider when choosing your trustee
  • Examples of how a discretionary trustee can help maintain the harmony in your family
  • And more!

Listen in now to learn about the benefits of establishing your trust. 

Resources:

Raskin Planning Group: (617) 728-7433 | SEI Private Trust Company  

CRN-2841444-112219

Disclosure: This is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.


Episode 26 – How to Align Your Values With Your Investing



When you align your financial plans with your personal values, it becomes much easier to achieve your goals. 

In this episode, Peter Raskin explains how he helps his clients align their values with their financial plans through an approach called responsible investing. This episode is a must-listen for anyone who wants to choose the companies they invest in, not only based on financial criteria, but also with a strong consideration of environmental, social, and governance issues. 

In this episode, you will learn:

  • What responsible investing really is and how to get started
  • What environmental, social, and governance factors are and why they’re important to consider in responsible investing
  • How to screen and engage with companies that align with your values
  • The trends around ESG investing
  • And more!

Tune in and learn how to invest in companies whose values align with yours!

Resources:

Raskin Planning Group

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

CRN-2809873-110419


Episode 27 – How to Plan for the Final Third of Your Life — With Karen Wasserman



Our lives can be divided into thirds: young life, adulthood, and retirement. During adulthood, we’re in the thick of experiencing life, yet this is when we must invest the most time in planning for our final third, retirement. 

In this episode of Wealth Is in the Details Podcast, Peter Raskin sits down with Karen Wasserman, director of Your Elder Experts, to discuss planning for the final third of your life.

In this episode, you will learn:

  • When Karen suggests you should begin planning for the final third of your life
  • How to approach the conversation with your parents as they age
  • How long-term care plays into the planning conversation
  • What your options are if your home feels unsafe as you age
  • And more!

Tune in now to start thinking about planning — financially and practically — for the final third of your life!

Resources

Raskin Planning Group | Your Elder Experts | The Conversation Project

CRN-2841426-112219

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


Episode 25 – Do You Know Your Investment Risk Tolerance?



For many Americans, the idea of “risk” when it comes to your investments can be scary. You want to feel secure in your finances, especially when it comes to your future. 

In this episode, Peter Raskin debunks common misconceptions about risk in the market and explains why risk can be a good thing. 

In this episode, you will learn:

  • What makes risk in your investments different from risk in gambling
  • Why Peter says you can construct a portfolio to meet all levels of risk tolerance
  • The four aspects of risk in investments
  • Why “risk tolerance” is not a value statement
  • Why short- and long-term objectives are imperative to determining risk tolerance
  • And more!

Tune in today to learn more about risk tolerance and how to plan with risk in mind. 

Resources  Raskin Planning Group | Episode 8: Financial Decision Making Isn’t Always Rational

Disclosure: This is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

CRN-2794102-102519


Episode 24 – Make Your Travel Dreams Come True — With Jacqui Lewis



It’s important to build your financial plan around more than just your needs — to consider your wants as well. 

In this episode of Wealth is in the Details Podcast, Peter Raskin speaks with guest Jacqui Lewis, president and managing director of Audley Travel North America. Jacqui gives you special insight into the travel expertise she shares with clients and emphasizes the value of a well-planned trip.

In this episode, you will learn:

  • Why it’s vital to determine your priorities when planning for retirement
  • How your travel goals will impact your budget
  • How Audley Travel creates travel plans for multi-generational trips
  • How to use Audley Travel as a contingency plan in case of an emergency during travel
  • And more!

Tune into this fun and informative conversation and get encouraged to plan your next trip!

Resources:  Raskin Planning Group | Audley Travel North America

CRN-2745710-092519

The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

 


Episode 23 – Answers to Your Top Personal Finance Questions



Are friends and media your main sources of financial information? 

Today, Peter Raskin answers his clients’ top questions with a special focus on Social Security benefits. This is an informative conversation that will help you gain clarity that media (and even friends) can’t offer when it comes to getting expert financial advice. 

In this episode, you will learn:

  • How social media and mainstream media may impact your notions about Social Security
  • Why you shouldn’t plan for a shorter retirement just because your parents had a short retirement
  • Why you need to know that the economy is cyclical
  • And more!

Tune in to hear Peter answer his clients’ questions — they may be similar to yours!

Resources:  Raskin Planning Group

CRN-2746560-092619 

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


Episode 21 – What Are Your Financial Assumptions?



Biases are a part of everyday life. Financial assumptions can be harmful to your financial goals…but not always!

In this episode, Peter Raskin explains how assumptions can impact your long-term financial goals, both positively and negatively. 

In this episode, you will learn:

  • Why you need to be cautious when making assumptions about finances
  • How small nuanced changes can help set you up for financial success
  • How inflation plays into the need for a spend-down strategy
  • Why you shouldn’t be scared of comprehensive financial planning
  • And more!

Tune in to learn about financial assumptions and why you should take them with a grain of salt!

Resources:  Raskin Planning Group

 

CRN-2655734-072419

 

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

 


Episode 16 – Contingency Planning for Retirement



Many things in life are outside of our control. However, planning for those uncontrollable events places you back in the driver’s seat.

In this episode of Wealth Is in the Details Podcast, Peter Raskin discusses contingency planning and how what we plan for is something we can control.

In this episode, you will learn:

  • Why it is so important to discuss mortality with your financial advisor, no matter how morbid it may feel
  • How to use life insurance as a part of your contingency plan
  • Different tactics you can use to create your retirement contingency plan 
  • And more!

Listen to this episode with Peter Raskin and start creating your contingency plan today!

Resources:  Raskin Planning Group | Contingency Planning Exercise | 5 Challenges When Planning Your Wealth Journey Whitepaper

CRN-2543664-051519

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.


Episode 15 How Does Social Security Fit into Your Investment Plan?



Think of your retirement as a three-legged stool: Social Security is the first leg, your employer-sponsored plan and IRAs are the second leg, and the third leg is your non-retirement investments and savings.

In this episode of the Wealth Is in the Details Podcast, Peter Raskin focuses on the first leg, Social Security, and how it fits into your personal investment plan.

In this episode, you will learn:

  • How much of your pre-retirement income Social Security is meant to replace
  • When to start collecting the benefit to make the most of your money
  • Why the latest you should start collecting Social Security is at age 70
  • The numerous ways to maximize your benefit by using spousal benefits (even for a former spouse)
  • Reasons to review your monthly SSA statement, even if you aren’t already accessing the benefit
  • And more!

Tune in with Peter Raskin and learn how to make the most of your Social Security benefit in retirement.

Resources:  Raskin Planning Group | The United States Social Security Administration

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances

CRN-2510155-042219


Episode 6: Tax Planning is a Year-Round Process – Part 3



In part three of his series, Peter Raskin discusses how asset location can make a difference in your tax plan. Don’t miss this opportunity to learn which strategies Peter uses to help his clients reach their wealth goals.

In this episode, you will learn:

  • About a case study in which a couple withdrew money from a traditional IRA but still managed to minimize their tax liability
  • How selling stocks at a loss can actually save you money in the long run (note: there are some limits to that!)
  • About Peter’s recommendations for choosing the right location for assets if you’re investing in a portfolio
  • The importance of timing and choosing when to take certain deductions
  • And more!

Tune in now and learn how to tax plan with clarity and confidence!

Resources:  Raskin Planning Group | Tax Planning as a Year Round Process Part 1 | Tax Planning as a Year-Round Process Part 2

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances

CRN-2355877-122018