Tag: Wealth

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Episode 24 – Make Your Travel Dreams Come True — With Jacqui Lewis

Episode 24 – Make Your Travel Dreams Come True — With Jacqui Lewis

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It’s important to build your financial plan around more than just your needs — to consider your wants as well. 

In this episode of Wealth is in the Details Podcast, Peter Raskin speaks with guest Jacqui Lewis, president and managing director of Audley Travel North America. Jacqui gives you special insight into the travel expertise she shares with clients and emphasizes the value of a well-planned trip.

In this episode, you will learn:

  • Why it’s vital to determine your priorities when planning for retirement
  • How your travel goals will impact your budget
  • How Audley Travel creates travel plans for multi-generational trips
  • How to use Audley Travel as a contingency plan in case of an emergency during travel
  • And more!

Tune into this fun and informative conversation and get encouraged to plan your next trip!

Resources:  Raskin Planning Group | Audley Travel North America

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The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

 

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Episode 23 – Answers to Your Top Personal Finance Questions

Episode 23 – Answers to Your Top Personal Finance Questions

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Are friends and media your main sources of financial information? 

Today, Peter Raskin answers his clients’ top questions with a special focus on Social Security benefits. This is an informative conversation that will help you gain clarity that media (and even friends) can’t offer when it comes to getting expert financial advice. 

In this episode, you will learn:

  • How social media and mainstream media may impact your notions about Social Security
  • Why you shouldn’t plan for a shorter retirement just because your parents had a short retirement
  • Why you need to know that the economy is cyclical
  • And more!

Tune in to hear Peter answer his clients’ questions — they may be similar to yours!

Resources:  Raskin Planning Group

CRN-2746560-092619 

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

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Episode 22 – To Roth or Not to Roth

Episode 22 – To Roth or Not to Roth

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It’s an age-old question: to Roth or not to Roth? Deciding whether to use a Roth IRA for your retirement savings can be a tricky decision.

In this episode of Wealth Is in the Details Podcast, Peter Raskin explains the parameters of the Roth IRA and helps you to decide whether it’s right for you.

In this episode, you will learn:

  • The difference between the traditional and Roth IRA
  • How a Roth IRA can save you money in taxes
  • Who is eligible for a Roth IRA
  • What happens with inherited Roth IRA funds
  • And more!

Tune in to learn the ins and outs of Roth IRAs and to see if they are the right option for you!

Resources:  Raskin Planning Group

 

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Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

 

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Episode 21 – What Are Your Financial Assumptions?

Episode 21 – What Are Your Financial Assumptions?

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Biases are a part of everyday life. Financial assumptions can be harmful to your financial goals…but not always!

In this episode, Peter Raskin explains how assumptions can impact your long-term financial goals, both positively and negatively. 

In this episode, you will learn:

  • Why you need to be cautious when making assumptions about finances
  • How small nuanced changes can help set you up for financial success
  • How inflation plays into the need for a spend-down strategy
  • Why you shouldn’t be scared of comprehensive financial planning
  • And more!

Tune in to learn about financial assumptions and why you should take them with a grain of salt!

Resources:  Raskin Planning Group

 

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Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

 

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Episode 20 – Is a Target Date Fund Right for You?

Episode 20 – Is a Target Date Fund Right for You?

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In today’s world, more and more people are investing in a target date fund (TDF) when saving for retirement. 

In this episode, Peter Raskin discusses why target date funds are so popular and then helps you to consider whether this investment approach is right for you. 

In this episode, you will learn:

  • How risk and rate of return fluctuate on TDFs throughout your life
  • Why it’s important to understand what type of fund your money is invested in
  • Why your rate of return may disappoint you — and why this experience is normal
  • And more!

Tune in to hear Peter’s insights about target date funds and consider if they’re right for your investment strategy!

Resources:  Raskin Planning Group

CRN-2655721-072419

 

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

In a June 30, 2018 article published by Forbes Magazine, “Why Target Date Funds Dominate the 401k Market”, the author say that JP Morgan estimates that by 2019, 88% of plan contributions are expected to flow into Target Date Funds.

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Episode 19 – Make a Final Thoughtful Gift to Your Family — With Carl Goldman

Episode 19 – Make a Final Thoughtful Gift to Your Family — With Carl Goldman

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Planning your own funeral may seem morbid, but in reality, it is the final thoughtful gift you can leave for your loved ones. 

In this episode, Peter Raskin sits down with licensed funeral director Carl Goldman to discuss why you should plan for your funeral and what steps are involved. 

In this episode, you will learn:

  • About the major financial advantage to prepaying for your funeral
  • The four steps involved in creating your final arrangements 
  • Why Carl recommends prepaying rather than relying on insurance funds to cover funeral costs 
  • How to begin the funeral planning process 
  • And more!

Tune in today and learn how to leave your final thoughtful gift to loved ones.

Resources:  Raskin Planning Group | Dignity Memorial: (781) 821-4600

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Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

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Episode 18 – Property and Liability Insurance — With Guest Bob Mansfield

Episode 18 – Property and Liability Insurance — With Guest Bob Mansfield

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No one likes to spend a lot of time thinking about bad things that might happen. However, in the economic reality in which we live, it is critical and prudent to be prepared. 

In this episode, Peter Raskin sits down with guest Bob Mansfield, an expert in property and liability insurance at HUB International, to hear his insights on how to protect property and financial assets. 

In this episode, you will learn:

  • Why having a higher deductible may save you money in the long run
  • Why Bob believes that an umbrella policy is a peace-of-mind insurance for families
  • How claims may (or may not) impact the cost of your insurance
  • What makes HUB International different from other brokers
  • And more!

Tune in to this episode of the Wealth is in the Details Podcast with Peter Raskin and guest Bob Mansfield to learn about property and liability insurance!

Resources:  Raskin Planning Group | HUB International | Bob Mansfield

CRN-2660598-072919

Peter Raskin is a registered representative of Lincoln Financial Advisors. Securities and advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors. 

 

 

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Episode 17 – Discussing Health Care and Medicare Concerns in Retirement — With Camille Barron

Episode 17 – Discussing Health Care and Medicare Concerns in Retirement — With Camille Barron

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How will you handle the transition from using your employer’s health insurance plan to individual insurance once you retire? This is a shift that many people find overwhelming.

This episode is all about giving you the support and answers you need to prepare for that transition. Peter Raskin is joined by health care insurance specialist Camille Barron to discuss your options and clear up your concerns about health care insurance and Medicare. 

In this episode, you will learn:

  • Why Raskin Planning Group brings in specialized consultants to assist clients with health care insurance options
  • Details about Medicare and options for supplemental coverage
  • Health care insurance options for retirees under 65 years old
  • Primary versus secondary insurance
  • And more!

Tune in to learn about choosing Medicare and health care insurance for your retirement!

Resources:  Raskin Planning Group | Healthassist: (978) 526-0012 | The Law, Your Money…and You!

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Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

 

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Episode 16 – Contingency Planning for Retirement

Episode 16 – Contingency Planning for Retirement

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Many things in life are outside of our control. However, planning for those uncontrollable events places you back in the driver’s seat.

In this episode of Wealth Is in the Details Podcast, Peter Raskin discusses contingency planning and how what we plan for is something we can control.

In this episode, you will learn:

  • Why it is so important to discuss mortality with your financial advisor, no matter how morbid it may feel
  • How to use life insurance as a part of your contingency plan
  • Different tactics you can use to create your retirement contingency plan 
  • And more!

Listen to this episode with Peter Raskin and start creating your contingency plan today!

Resources:  Raskin Planning Group | Contingency Planning Exercise | 5 Challenges When Planning Your Wealth Journey Whitepaper

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Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Episode 15 How Does Social Security Fit into Your Investment Plan?

Episode 15 How Does Social Security Fit into Your Investment Plan?

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Think of your retirement as a three-legged stool: Social Security is the first leg, your employer-sponsored plan and IRAs are the second leg, and the third leg is your non-retirement investments and savings.

In this episode of the Wealth Is in the Details Podcast, Peter Raskin focuses on the first leg, Social Security, and how it fits into your personal investment plan.

In this episode, you will learn:

  • How much of your pre-retirement income Social Security is meant to replace
  • When to start collecting the benefit to make the most of your money
  • Why the latest you should start collecting Social Security is at age 70
  • The numerous ways to maximize your benefit by using spousal benefits (even for a former spouse)
  • Reasons to review your monthly SSA statement, even if you aren’t already accessing the benefit
  • And more!

Tune in with Peter Raskin and learn how to make the most of your Social Security benefit in retirement.

Resources:  Raskin Planning Group | The United States Social Security Administration

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances

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