Tag: Financial Advisor

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Episode 19 – Make a Final Thoughtful Gift to Your Family — With Carl Goldman

Episode 19 – Make a Final Thoughtful Gift to Your Family — With Carl Goldman

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Planning your own funeral may seem morbid, but in reality, it is the final thoughtful gift you can leave for your loved ones. 

In this episode, Peter Raskin sits down with licensed funeral director Carl Goldman to discuss why you should plan for your funeral and what steps are involved. 

In this episode, you will learn:

  • About the major financial advantage to prepaying for your funeral
  • The four steps involved in creating your final arrangements 
  • Why Carl recommends prepaying rather than relying on insurance funds to cover funeral costs 
  • How to begin the funeral planning process 
  • And more!

Tune in today and learn how to leave your final thoughtful gift to loved ones.

Resources:  Raskin Planning Group | Dignity Memorial: (781) 821-4600

CRN-2654921-072419

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

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Episode 18 – Property and Liability Insurance — With Guest Bob Mansfield

Episode 18 – Property and Liability Insurance — With Guest Bob Mansfield

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No one likes to spend a lot of time thinking about bad things that might happen. However, in the economic reality in which we live, it is critical and prudent to be prepared. 

In this episode, Peter Raskin sits down with guest Bob Mansfield, an expert in property and liability insurance at HUB International, to hear his insights on how to protect property and financial assets. 

In this episode, you will learn:

  • Why having a higher deductible may save you money in the long run
  • Why Bob believes that an umbrella policy is a peace-of-mind insurance for families
  • How claims may (or may not) impact the cost of your insurance
  • What makes HUB International different from other brokers
  • And more!

Tune in to this episode of the Wealth is in the Details Podcast with Peter Raskin and guest Bob Mansfield to learn about property and liability insurance!

Resources:  Raskin Planning Group | HUB International | Bob Mansfield

CRN-2660598-072919

Peter Raskin is a registered representative of Lincoln Financial Advisors. Securities and advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors. 

 

 

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Episode 17 – Discussing Health Care and Medicare Concerns in Retirement — With Camille Barron

Episode 17 – Discussing Health Care and Medicare Concerns in Retirement — With Camille Barron

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How will you handle the transition from using your employer’s health insurance plan to individual insurance once you retire? This is a shift that many people find overwhelming.

This episode is all about giving you the support and answers you need to prepare for that transition. Peter Raskin is joined by health care insurance specialist Camille Barron to discuss your options and clear up your concerns about health care insurance and Medicare. 

In this episode, you will learn:

  • Why Raskin Planning Group brings in specialized consultants to assist clients with health care insurance options
  • Details about Medicare and options for supplemental coverage
  • Health care insurance options for retirees under 65 years old
  • Primary versus secondary insurance
  • And more!

Tune in to learn about choosing Medicare and health care insurance for your retirement!

Resources:  Raskin Planning Group | Healthassist: (978) 526-0012 | The Law, Your Money…and You!

CRN-2537444-051019

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

 

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Episode 16 – Contingency Planning for Retirement

Episode 16 – Contingency Planning for Retirement

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Many things in life are outside of our control. However, planning for those uncontrollable events places you back in the driver’s seat.

In this episode of Wealth Is in the Details Podcast, Peter Raskin discusses contingency planning and how what we plan for is something we can control.

In this episode, you will learn:

  • Why it is so important to discuss mortality with your financial advisor, no matter how morbid it may feel
  • How to use life insurance as a part of your contingency plan
  • Different tactics you can use to create your retirement contingency plan 
  • And more!

Listen to this episode with Peter Raskin and start creating your contingency plan today!

Resources:  Raskin Planning Group | Contingency Planning Exercise | 5 Challenges When Planning Your Wealth Journey Whitepaper

CRN-2543664-051519

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Episode 15 How Does Social Security Fit into Your Investment Plan?

Episode 15 How Does Social Security Fit into Your Investment Plan?

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Think of your retirement as a three-legged stool: Social Security is the first leg, your employer-sponsored plan and IRAs are the second leg, and the third leg is your non-retirement investments and savings.

In this episode of the Wealth Is in the Details Podcast, Peter Raskin focuses on the first leg, Social Security, and how it fits into your personal investment plan.

In this episode, you will learn:

  • How much of your pre-retirement income Social Security is meant to replace
  • When to start collecting the benefit to make the most of your money
  • Why the latest you should start collecting Social Security is at age 70
  • The numerous ways to maximize your benefit by using spousal benefits (even for a former spouse)
  • Reasons to review your monthly SSA statement, even if you aren’t already accessing the benefit
  • And more!

Tune in with Peter Raskin and learn how to make the most of your Social Security benefit in retirement.

Resources:  Raskin Planning Group | The United States Social Security Administration

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances

CRN-2510155-042219

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Episode 14 – Health Savings Accounts Are the Best Thing Since Sliced Bread

Episode 14 – Health Savings Accounts Are the Best Thing Since Sliced Bread

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Health savings accounts (HSAs) are becoming increasingly popular as more employers make them available to their employees. However, with a new savings option comes more to learn.

In this episode of Wealth Is in the Details Podcast, Peter Raskin explains the ins and outs of HSAs and how to use them to your benefit.

In this episode, you will learn:

  • The difference between HSAs and flexible spending accounts
  • How to tell if you are eligible for an HSA
  • Tax advantages and disadvantages of HSAs
  • What happens to your HSA if you pass away
  • And more!

Tune in now and learn how to use an HSA to your advantage!

Resources:  Raskin Planning Group

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

CRN: 2489463-040419

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Episode 13 – How to Prepare for the 5 Biggest Risks in Retirement

Episode 13 – How to Prepare for the 5 Biggest Risks in Retirement

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Life is unpredictable, and trying to prepare for everything makes it difficult to be fully prepared for anything.

In this episode of Wealth Is in the Details Podcast, Peter Raskin gives you direction as he pinpoints the five biggest retirement risks and how to prepare for them.

In this episode you will learn:

  • The five biggest risks to retirement
  • How inflation impacts purchasing power and how that impacts you during retirement
  • How to make the most of your investments
  • How taxes can pose a risk to your savings and how to be prepared
  • And more!

Tune in and learn how to prepare for the five biggest retirement risks!

Resources:  Raskin Planning Group

Disclosure: The podcast is not intended to be a substitute for professional investing advice. Always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances

CRN-2474769-032519

 

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Episode 12 –  How to Plan for Contingencies in Retirement

Episode 12 –  How to Plan for Contingencies in Retirement

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Thanks to technology, humans are living longer than ever before, and it is important to consider that when planning for retirement.

On that note, Peter Raskin explains the importance of contingency planning in retirement with a special focus on healthcare costs.

In this episode, you will learn:

  • How to insure your long-term care costs in order to save you money should you require in-home or institutional care
  • The basics of purchasing long-term care insurance
  • Why married couples who purchase an insurance policy save money on premiums
  • How to determine the correct plan and policy for you and your family
  • And more!

Tune in today and learn how to plan for contingencies!

Resources:  Raskin Planning Group  

CRN-2445640-030419

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Episode 4 – Tax Planning as a Year-Round Process – Part 1

Episode 4 – Tax Planning as a Year-Round Process – Part 1

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When many Americans think about tax planning, they think of tax season – a short-term process which lasts a couple months at most. However, in this episode of the Wealth is in the Details podcast, Peter Raskin explains how tax planning is really a year-round process.

In this episode, you’ll learn about:

  • The difference between tax evasion and tax avoidance, as told by Supreme Court Justice Louis Brandeis
  • Peter’s explanation in layman’s terms of marginal tax brackets
  • A couple advantages of owning common stocks
  • The importance of understanding the type of investment you are making and the amount of taxes you will owe on each
  • The importance of tax bracket planning during retirement
  • And more!

Tune in now to learn all about tax planning as a year-round process!

Resources:  Raskin Planning Group

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances

CRN-3928412-112221

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Episode 3: It’s All About the Relationships – Part 2

Episode 3: It’s All About the Relationships – Part 2

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The initial analysis of a financial planning meeting is much like opening the hood of a car — you open it up to see what you’re working with, and you move forward from there.

In this second part of his planning process mini-series, Peter explains the team-based approach used by Raskin Planning Group — an approach where clients work with each and every team member thanks to their unique specializations.

In this episode, you’ll learn:

  • The inner workings of the Raskin Planning Group team
  • What a typical discovery meeting looks like
  • How the Raskin Planning Group makes sure everyone is on the same page
  • How the team ensures that the moves their clients make supports their personal financial goals
  • And more!

Check out this episode of the Wealth is in the Details podcast to hear all about the experience of being a client at Raskin Planning Group!

Resources:  Raskin Planning Group

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances

 

CRN: 2335000-120318