Tag Archives: Retire

64. The Reliable Bonds Of Your Portfolio with Stan Sattler



The media always talks about how you should invest and why you should avoid high interest bonds. But what is the real truth about bonds?

In this episode, Peter Raskin is joined by Stan Sattler, vice president of Belle Haven Investments. Stan discusses what bonds are, how they work within your portfolio and the potential risks and rewards for investing in bonds.

Stan discusses:

  • The role of bonds within your portfolio
  • Why higher interest rates in your bonds can be beneficial
  • The importance of choosing the right type of bonds for your goals
  • And more

Connect with Peter: 

Connect with Stan: 

CRN-3674009-071521

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


Episode 56 – Invest In Yourself, And Hire a Coach – With Guest Kevin Poland



The Renaissance Group provides advice and guidance to businesses that are ready to build a great business and live a great life. 

In this episode, Peter Raskin sits down with his former business coach, Kevin Poland from The Renaissance Group. Today, Kevin addresses his organization’s coaching and consulting model designed to help you develop the mindset, strategies, and skills you need to achieve your entrepreneurial dream.

In this episode, you will learn:

  • Leadership and management skills: The Renaissance Group’s consulting and coaching approach for small businesses 
  • Time, money, and people: What firm problems can professionals like Kevin solve 
  • How Kevin got into the coaching business 
  • Success stories: How Kevin and his team at The Renaissance Group have helped organizations build great businesses
  • When is time to hire a coach: Kevin’s advice 
  • And more!

Listen today to find out everything you need to know about the process of business coaching with The Renaissance Group!

Resources:  Raskin Planning Group  | (617) 728-7433 |  Peter Raskin  | The Renaissance Group  | Kevin Poland | Book: The E-Myth Revisited 

CRN-3511091-032621

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


Episode 55: The Difference Between “Live On” and “Leave On” Assets



Most of you have been working for a long time, and as a result, have become good savers. 

However, at some point in life, you will retire, rely upon the wealth you built, and eventually pass down everything you have to someone or something you care about.  

While preparing your assets to be passed on, it’s critical to consider which will be “live on” assets, and which will become “leave on.” Find out how to do this in this episode, as Peter Raskin helps you understand the difference between these types of assets and the planning-related factors you must consider with each. 

In this episode, you will learn:

  • Tax considerations associated with retirement-related “live on” assets  
  • Why and how to protect “live on” assets 
  • Why life insurance can be a helpful vehicle when leaving wealth to your beneficiaries or heirs 
  • Updating estate planning documents and wills as part your legacy planning process
  • And more!

Tune in today and find out how taxes and planning differ depending on the assets you’ll be transferring! 

Resources: Raskin Planning Group | Podcasts | Resources | Peter Raskin 

CRN-3488798-031121

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


Episode 49 – A Deep Dive into Employee Stock Ownership Plans (ESOP) – With Guest Richard Glassman



An Employee Stock Ownership Plan, also known as ESOP, is the most common form of employee ownership in the United States.

In this episode, Peter Raskin is joined by Rich Glassman, a partner at ESOP Plus. Rich discusses the different implications of ESOPs while explaining how these plans are a “win-win game” for business owners and their employees. 

In this episode, you will learn:

  • What an ESOP is and how it works
  • Why business owners should consider ESOPs, and how it relates to their readiness to exit their business 
  • The role of taxes when it comes to ESOPs
  • How clients can walked away with significant retirement accounts thanks to ESOPs
  • And more!

Tune in to learn the benefits of ESOPs for business owners and their employees!

Resources: Raskin Planning Group  | Peter Raskin | ESOP Plus | (860) 916-3287 (Richard Glassman)

CRN-3386520-123020

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


Episode 48 – Health Insurance For Small Businesses – With Guest Patrick Mccullom



Health insurance and coverage is absolutely vital in American society. But it affects individuals and business owners at different levels, and it can be tricky to maneuver.

In this episode, Peter Raskin is joined by Balanced Benefits Group president and owner Patrick Mccullom to discuss the cost of healthcare coverage for small businesses across the country, and how this is often a burden for both employers and employees. 

In this episode, you will learn:

  • How legislation and prescription medication influence health insurance costs
  • Pros and cons of employers offering health insurance to their employees 
  • The difference between HSA, HRA, and FSA accounts
  • The importance of a broker’s “neutral voice” when making carrier changes  
  • And more!

Tune in as Patrick Mccollum discusses all things health insurance for small businesses! 

Resources: Raskin Planning Group  | Patrick Mccullom

CRN-3361762-120820

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


Episode 47 – What is Your Business Worth? — With Chris Mellen



Over the years, Raskin Planning Group has developed a process to help small business owners exit their business on their terms. 

One major part of this planning process is understanding the factors that are involved in determining and appraising the value of business owners’ most important and largest asset, their business.

In this episode, Peter sits down with Chris Mellen, managing director of Valuation Research Corporation. Chris shares some of his expert advice on business valuation and appraisals and breaks down what every business owner should know about the value of their business. 

In this episode, you will learn:

  • Why business owners typically underestimate risk
  • The 3 main buckets of business valuation
  • How economic shifts affect valuation
  • 4 external factors that drive the benefit of gifting shares
  • And more!

Tune in to now to discover everything you need to know about the value of your business!  

Resources: Raskin Planning Group: (617) 728-7433 | peter.raskin@lfg.com | Valuation Research Corporation: (781) 501-1382 | Chris Mellen on LinkedIn  

 CRN-3353771-120220

Disclosure: This is not intended to be a substitute for professional investing advice. Always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


Episode 46 – How to Prepare Your Successor Before Exiting Your Business – With Abby Donnelly



To hand off your business to a successor who will keep leading with similar values and goals, you need a strategic succession plan that aligns with the skills, experience, and capabilities of your business.

In this episode of The Wealth Is In The Details, Peter Raskin welcomes the Leadership & Legacy Group’s Abby Donnelly to explore the succession planning process. Abby breaks down her process for helping business owners prepare to hand off their business and reveals the tools and strategies that can help you exit your company.

In this episode, you will learn:

  • About the Donnelly Method for succession and exit planning
  • The emotional aspect of the succession and exit process
  • How a business owner’s identity can impact their business  
  • The difference between a business succession planning and an exit strategy 
  • And more!

Join Peter and Abby now and discover the importance of starting your succession plan today!

Resources:  Raskin Planning Group  | Abby Donnelly | Leadership & Legacy Group  | Resources |  336-458-9939

CRN-3324602-111020

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


Episode 45 – Exit Strategies for Business Owners



Choosing to leave your business can be a difficult decision, but is one that must ultimately be made.

Today, Peter Raskin discusses exit strategies for small business owners. He dives into the financial and mental struggle that can come when choosing to leave, and reveals how planning for your exit early can both guide and improve your business. 

In this episode, you will learn:

  • How exit planning can benefit your business
  • The importance of planning for uncertainty
  • Why you should prepare mentally and financially for your exit
  • How potential buyers evaluate the value of your business
  • And more!

Join Peter now to learn exit strategies that will help you leave your business on your terms when the time comes!

Resources:  Raskin Planning Group: (617) 728-7433 ❘ peter.raskin@lfg.com

CRN-3251261-092220

Disclosure: This is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.

 


Episode 44 – Election Season: The Correlation Between Markets and Government Policies



With election season upon us, many Americans are anticipating what’s to come from the 2020 presidential election — and what the election and its resulting presidency could mean for the markets.

In this episode, join Peter Raskin as he debunks the common belief that markets are influenced by politicians and their policies. Peter breaks down ten reasons why there isn’t any correlation between markets and politics and shares what you should keep in mind when managing your investments through this election. 

 In this episode, you will learn:

  • Why neither party can claim superior economic market performance
  • Why you shouldn’t confuse partisan politics with market analysis
  • Reasons why investors are better off staying fully invested
  • Why predictions are irrelevant tools for politics and the market 
  • And more!

Tune in now as Peter highlights the importance of planning your financial future no matter who the president is or which party controls Congress! 

Resources:   Raskin Planning Group  | Resources | Peter Raskin  | 10 Truths About Presidential Elections and the Stock Market

CRN-3290987-101920

Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.


Episode 43 — Home Is Where The Heart Is — With Amy Roberts



From selling your home to packing up and settling into your new house, moving can be an incredibly stressful experience. 

But what if someone could help make your move a little easier?

In this episode, Peter Raskin welcomes Out of the Box Moves’ Amy Roberts. Together, they discuss the most stressful parts of the moving process and how moving management companies can help ease the process — both physically and emotionally.

In this episode, you will learn:

  • About the emotional side of moving
  • How to make decisions about what to keep with you during your move
  • How Out of the Box Moves helps clients move into their new homes
  • Ways items are sorted during the moving process
  • And more!

Tune in now and discover how a move management company can help you with your next move!

Resources: Raskin Planning GroupOut of the Box MovesEpisode 31: The Art of Downsizing in Boston— With Deborah Lucci

CRN-3241246-091420

Disclosure: The is not intended to be a substitute for professional investing advice always seek the advice of your financial adviser or other qualified financial service provider with any questions you may have regarding your investment planning.

Peter Raskin is a registered representative of Lincoln Financial Advisors.

Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.